Nurse, midwife and allied health lending support
Nurse home loans in Canberra
We help eligible nurses, midwives and allied health professionals understand lender policy around overtime, allowances, casual or agency income, and possible LMI waiver pathways where available.
Overtime and allowance scenarios
LMI waiver pathways for some professions
Casual and agency income review
Healthcare income is not always assessed the same way
For nurses, midwives and allied health professionals, income can include overtime, penalties, allowances, salary packaging, casual shifts or agency work. Different lenders may assess that income very differently.
Why lender policy matters
Some lenders are more flexible than others when assessing healthcare income. That can affect borrowing capacity, eligible deposit options and whether a professional policy pathway may be available.
Overtime and allowance assessment
Salary packaging and income structure review
Casual and agency income scenarios